Member Owned and federally insured by the National Credit Union Administration
We offer products and services to fit everyone's needs...
-Billpay program
-Estatements
-Investment consultant/financial planning
-Share and club accounts
-Burnie savings club (kids ages up to 12)
-Teensense program (teens ages 13-19)
-Moneyplus
-Share certificates
-Individual retirement accounts
-Share draft/checking
-Direct deposit (1/4 pt. off loans with dir. dep.)
-Sharenet Atm locations
-Allpoint atm locations Nationwide
-Auto loans & "lease-like" loans
-Skip-a-payment program
-The negotiators -car-buyer helper
-Phone or fax a loan (same day loan review)
-Mortgage loans
-Home equity loans
-Student loans
-Visa checkcard (debit/atm card)
-Visa classic, score, platinum credit cards
-Visa prepaid gift cards
-American express travelers checks -free-no service charge
-U.S. savings bonds
-Coin machine-free for members
-Wire transfers
-Notary public -free for members
-Signature guarantee
Utica Gas & Electric Federal Credit Union is Member owned, a network of people, working together to support your success. The more you get to know us, the more you will benefit! We encourage you to take advantage of all our products and services. For over 70 years we have served National Grid (formerly Niagara Mohawk) employees and their families as a full service financial institution. In 2006, we opened our membership to serve the Town of New Hartford employees and their family members; in addition to other select employee groups. We have convenient hours, home banking, direct deposit and no fee atm networks.